Plan Design

    We take the time to understand your objectives and design a retirement plan program that provides your employees with the greatest value and, to the extent possible, reduces your administrative responsibilities.

    Specific areas we focus on include:

    • Employer contribution strategies
    • Evaluation of qualification and eligibility issues
    • Compliance with legislative changes
    • Support services to help simplify plan administration
    • Optimal use of safe harbors, such as 404(c) and QDIA
    • Comparative-analysis studies to determine the most efficient type of plan to adopt
    • Cross-tested 401(k) plans, cash-balance and defined benefit plans